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LegiScore · Property risk rating

The credit bureau for property.

A 1000-point risk rating for Indian property, with every finding traced to its record.

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LegiScoreProperty risk rating
Sample
SerialLS-SAMPLE-0001
742/ 1000
GradeA · Moderate
  • Ownership HistoryR-01R-02
  • Loans & ChargesR-03
  • Court CasesR-04
  • Approvals & PermitsR-05
  • Market ConditionsR-06
Illustrative sample · Not a real property

01 · Five pillars

Five pillars. Each tied to a record.

Example records · Varies by state

  1. Ownership History

    The chain of title, owner to owner.

    • R-01Index II
    • R-027/12 extract
    • R-07Jamabandi
    • R-09Khatauni
    • R-08Property Card

  2. Loans & Charges

    Mortgages, attachments and outstanding claims.

    • R-03Encumbrance Certificate
    • R-10Prohibitory Orders

  3. Court Cases

    Litigation linked to the property or its owner.

    • R-04Court search700+ courts

  4. Approvals & Permits

    Registrations, building approvals and permissions.

    • R-05RERA

  5. Market Conditions

    Registered and guideline values in the market.

    • R-06Guideline Value
States live
14
Government searches
70+
Courts searched
700+
To a rating
~15min
Point score
1000
Pillars
5

02 · The grade

Five grades, scored out of 1000.

Lowest risk to highest

  1. AAAPristine
  2. AASafe
  3. AModerate
  4. BBBHigh Risk
  5. CCritical

The rating supports your review. It does not replace a legal opinion.

What the score measures

03 · Coverage

Live in 14 states.

70+ government searches and 700+ courts. A rating in about 15 minutes.

  1. Telangana
  2. Andhra Pradesh
  3. Karnataka
  4. Maharashtra
  5. Tamil Nadu
  6. Uttar Pradesh
  7. Rajasthan
  8. Gujarat
  9. Haryana
  10. Madhya Pradesh
  11. Goa
  12. Kerala
  13. Odisha
  14. West Bengal

04 · Who it is for

Lenders. Property law firms.

Security and data handling

Lenders

Banks · NBFCs · Housing finance

One consistent property review in every credit decision.

Credit file · PropertySample
Grade
A · Moderate
Score
742 / 1000
Pillars scored
5 of 5
Records cited
6

Property law firms

Title review · Legal opinions

Trace title history and draft the opinion with the records at hand.

Opinion draft · Loans & ChargesSample

One active charge is recorded against this property.

R-03Encumbrance CertificateEntry 3
Signed by the advocate

LegiScore

The credit bureau for property

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